|
Savings Rates
Rates were approved July 27, 2010. Rates are subject to change without notice.
|
Savings (Shares) Dividend Rates
Click here for the printable format of these rates.
|
|
$25 to $999 |
0.35% |
$1,000 to $2,499 |
0.35% |
$2,500 to $4,999 |
0.35% |
$5,000 and above |
0.35% |
*APY = Annual Percentage Yield. |
Club Savings Account Rates
Click here for the printable format of these rates.
|
|
Christmas Club 1 2 |
0.40% |
Vacation Club 1 2 |
0.40% |
Brethren Youth Mission Club 1 |
0.75% |
Kids Club (up to 12 years old) |
0.75% |
Youth Club (13 to 18 years old) |
0.75% |
1 Accounts are limited to no more than four withdrawals per year.
2 Monthly deposit required.
*APY = Annual Percentage Yield.
|
Money Market Account Rates
Click here for the printable format of these rates.
|
|
$2,500 to $4,999 |
0.40% |
$5,000 to $9,999 |
0.45% |
$10,000 to $24,999 |
0.65% |
$25,000 and above |
0.65% |
Traditional IRA, Roth IRA, and Coverdell ESA Money Market accounts also available.
*APY = Annual Percentage Yield. |
Health Savings Accounts Rates
Click here for the printable format of these rates.
|
|
$25 to $2,499 |
1.00% |
$2,500 to $9,999 |
1.25% |
$10,000 and above |
1.25% |
*APY = Annual Percentage Yield. |
CD/IRA/ESA Interest Rates
Promotion: Coverdell ESA Certificate rates are 0.10% higher than rates listed below.
Click here for the printable format of these rates.
Term of Certificate
(Balances of $500 and above)
|
|
6 Months |
0.55% |
12 Months |
0.90% |
18 Months |
1.00% |
| 24 Months |
1.35% |
| 36 Months |
1.70% |
48 Months |
2.00% |
60 Months |
2.50% |
*APY = Annual Percentage Yield.
Minimum CD Investment: $500.00.
Early Withdrawal Penalty:
90 days interest |
Checking Rates
Rates were approved July 27, 2010. Rates are subject to change without notice. |
Checking Rates
Click here for the printable format of these rates.
|
|
$500 to $999 |
0.20% |
$1,000 to $4,999 |
0.20% |
$5,000 to $9,999 |
0.20% |
$10,000 and above |
0.20% |
*APY = Annual Percentage Yield. |
Loan Rates
Rates were approved July 27, 2010. Rates are subject to change without notice. |
Auto Loan Rates (3 year)
Promotions: 0.25% discount on new and used car loans of $10,000 or more.
Click here for the printable format of these rates.
|
|
|
3.99% 2 |
4.24% 2 |
6.74% 2 |
|
Auto Loan Rates (5 year)
Click here for the printable format of these rates.
|
|
|
4.49% 2 |
4.99% 2 |
7.24% 2 |
|
ENTERPRISE VEHICLE DISCOUNT
Church of the Brethren Credit Union offers up to a 0.50 percent discount when you use CoBCU to purchase a car from Enterprise Car Sales.
HYBRID VEHICLE DISCOUNT
To support the Church of the Brethren’s value of caring for creation, the Credit Union will discount loan interest rates for hybrid vehicles by 0.50 percent. |
| Other Loan Rates |
LOAN TYPE
|
RATE
|
SHARE-SECURED*: |
3.49%
|
CD-SECURED*: These loan rates are based on the original term of the CD, with the loan maturity date matching the CD maturity date. |
+3.00% above your APR
|
SIGNATURE: These loan rates assume no collateral/security. |
One year
|
8.50% 1 2
|
Two years
|
9.50% 1 2
|
Three years
|
10.50% 1 2
|
Four years
|
11.50% 1 2
|
|
|
* Members may use shares on deposit at the Credit Union as collateral for their loan. Certificate-secured loan rates are 3 percent higher than the rate on the certificate.
1 Limit of $10,000 loan amount for personal loans.
2 Monthly deposit required. Rate increases 0.50 percent if loan is not on automatic payment. Additional increases subject to credit scores. |